Summit releases new white paper: Summit's Approach to Mitigating Unforeseen Risks

9/9/20 10:02 AM

The COVID-19 outbreak reminds us that low-probability, high-risk events are inevitable. Therefore, responsible organizations must be prepared for any event, even if their form is hard to predict.

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Topics: data analytics, white paper, COVID-19, Summit Blog, unforeseen risks

Opinion paper: Impact of Covid-19 on the Mortgage Industry

5/18/20 9:49 AM

Summit's Dr. Albert Lee, Balint Peto, and I examined several economic scenarios based on Covid-19's impact on the economy, with special focus to its impact on the mortgage markets.
Many of Summit's clients are directly involved in lending and grant programs, and the disruption to the economy will be directly relevant to their existing and future portfolios. This opinion paper discusses different paths the recovery may take, explores detailed impacts on certain funding markets, and analyzes which outcome seems most likely.
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Topics: Mortgage Finance, white paper, COVID-19

Summit releases new white paper: Accounting Volatility, Loan Loss Reserve Credit Modeling, and COVID-19

5/6/20 1:43 PM

The implementation of Current Expected Credit Loss (CECL) in 2020 has been highly anticipated. The new accounting standard should make financial statements better reflect the underlying economics.

However, with a COVID-19 induced recession, there have been talks of delaying its enactment.

In this white paper, Summit Consulting summarizes the accounting elections and provides insights into how to manage accounting volatility due to an uncertain economic outlook.

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Topics: white paper, COVID-19, CECL

Summit releases new white paper on key changes to USDA credit programs in the 2018 Farm Bill

3/10/20 2:56 PM

Summit just released my newest white paper: Key Changes to USDA Credit Programs in the 2018 Farm Bill.

I highlight Farm Bill changes to loan programs that (among other impacts) make it easier for new farmers to buy farms, assist disadvantaged farmers in passing farms from generation to generation, and accelerate the deployment of broadband in rural America.

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Topics: white paper, farm bill, USDA

Summit Releases New White Paper on Credit Risk Transfer

4/16/18 10:19 AM

Today, Summit Director Frank Vetrano released his newest white paper on credit risk transfers (CRTs) at the Federal Housing Administration (FHA). In the paper, “Will Risk Transfer Work at FHA?”, he answers key questions about CRTs.

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Topics: FHA, credit risk transfer, white paper

Summit Releases Infrastructure Investment White Paper

11/29/17 11:45 AM

This week, Summit released a new white paper focusing on how the federal government can better fund infrastructure programs.

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Topics: federal credit, infrastructure, tax credit, white paper

Summit Releases New Fair Lending White Paper

8/23/17 4:08 PM

This week, Summit released a new white paper on using analytics to combat discrimination in housing.

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Topics: fair lending, Mortgage Finance, white paper

Summit Publishes New White Paper On Federal Credit Best Practices

8/2/17 10:28 AM

I recently published a white paper discussing risk and credit subsidy estimation best practices. These best practices were learned from serving Federal Credit offices over the last 15 years, particularly since the re-release of OMB Circular A-129.

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Topics: federal credit, white paper

Summit Releases New Program Evaluation White Paper

6/19/17 2:31 PM

Today, Summit released a new white paper on estimation designs used in program evaluation.

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Topics: program evaluation, white paper

Why Do People Need Housing Counseling?

5/4/17 11:30 AM

When times are good and delinquency rates are low, it's easy to ignore the tools at our disposal to help keep borrowers current on their mortgages and in their homes. 

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Topics: housing counseling, HELOC, white paper

About the Summit Blog

Complexity simplified.

Summit is a specialized analytics advisory firm that guides clients as they decode their most complex analytical challenges. Our blog highlights the strategies and techniques we use, as well as relevant topics in current events.

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