Summit just released my newest white paper: Key Changes to USDA Credit Programs in the 2018 Farm Bill.

I highlight Farm Bill changes to loan programs that (among other impacts) make it easier for new farmers to buy farms, assist disadvantaged farmers in passing farms from generation to generation, and accelerate the deployment of broadband in rural America.

Topics: white paper, farm bill, USDA

Today, Summit Director Frank Vetrano released his newest white paper on credit risk transfers (CRTs) at the Federal Housing Administration (FHA). In the paper, “Will Risk Transfer Work at FHA?”, he answers key questions about CRTs.

Topics: credit risk transfer, federal housing administration, white paper

This week, Summit released a new white paper focusing on how the federal government can better fund infrastructure programs.

Topics: federal credit, infrastructure,, tax credit, white paper

This week, Summit released a new white paper on using analytics to combat discrimination in housing.

Topics: fair lending, mortgage finance, white paper

Topics: federal credit, white paper

Today, Summit released a new white paper on estimation designs used in program evaluation.

Topics: program evaluation, white paper

When times are good and delinquency rates are low, it's easy to ignore the tools at our disposal to help keep borrowers current on their mortgages and in their homes. 

Topics: housing counseling, HELOC, white paper

Today, Summit Principal Anthony Curcio published a white paper on concentration risk and federal lending programs. Titled “Should Federal Lending Programs Mitigate Concentration Risk?” the paper dives into what concentration risk is, how it is mitigated in the private sector, and how it relates to federal lending programs.

Topics: federal credit, white paper

Leading up to the mortgage crisis and subsequent Great Recession, mortgage investors understood they needed stronger servicer oversight. By using detailed data about mortgage loan origination and activity, investors like Fannie Mae and Freddie Mac designed and implemented a new generation of servicer scorecards to achieve this goal. 

Topics: mortgage finance, white paper

In the wake of the Great Recession, many mortgage lenders and insurers continue to experience a backlog of seriously delinquent and foreclosed mortgages. Settling these delinquent assets demands a shift from traditional mortgage disposition strategies to a more dynamic and flexible framework.

Topics: mortgage finance, white paper