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Modeling and Validation
Informing federal finance decisions through rigorous modeling and independent review
Confidence in the Models Behind Federal Decisions
Federal loan programs depend on reliable estimates of their subsidy costs and portfolio performance.
Summit helps agencies answer questions through budgeting, loan valuation, guarantee pricing, and insurance fund assessment models. We offer federal decision-makers a sound basis for evaluating policies and preparing for economic changes.
Modeling and Validation Services
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Estimating loan-level defaults, prepayments, losses, and recoveries, then translating them into portfolio cash flows. Using specialized models to assess fair lending and address agency data gaps.
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Examining model theory, data quality, code, and predictive performance. Re-running models and testing new data to identify weaknesses and document findings.
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Helping agencies manage model inventories, control changes, monitor performance, and establish ownership. Separating development from independent review strengthens accountability throughout the model life cycle.
Expertise Built Around Agency Challenges
Summit economists and statisticians have spent their careers reviewing models from agency teams and outside vendors for the Federal Housing Administration, Ginnie Mae, Federal Deposit Insurance Corporation, U.S. Small Business Administration, and U.S. Department of Education.
Our models and reviews support budget requests for Congress, rulemakings, and regulatory changes. We also work with various academic experts to address questions that require new methods. Summit combines practical experience and specialized insight to resolve complex modeling challenges.
What Sets Summit Apart
Our economists and statisticians link technical rigor with practical use, ensuring a high-value model that answers the agency's questions and clearly conveys limitations to the user.
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Purpose Before Method
Models that start with the underlying decision and align overall design and details to program needs.
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Evidence Over Assumptions
Tested results that withstand the original data and include examination of where predictions succeed or fail.
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A Traceable Approach
Documented steps that agency staff and reviewers can follow to determine how inputs, assumptions, and calculations produce results.
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Understanding That Lasts
Complex methods clarified to explain models, identify uncertainties, and know when to question outputs.
Talk to
Our Team
Connect with our team to explore how Summit’s federal finance expertise, advanced analytics, and purpose-built technology can help you design, modernize, and strengthen your loan or grant program.
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