.jpg)
Data Science and Artificial Intelligence
Turning federal program data into insights that guide oversight, anticipate risk, and protect public capital
Better Data Leads to
Better Decisions
Federal credit and grant agencies receive more loans, claims, filings, and reports than their teams can examine individually.
Our data science methods help agencies focus where attention is needed and uncover information in structured records and documents. We turn large volumes of data into rankings, summaries, and portfolio insights that staff can act on and explain.
Data Science and Artificial Intelligence Services
-
Developing classification and risk-ranking models from historical filings, claims, and enforcement outcomes to help agencies identify risk concentration and prioritize lenders, servicers, or plans for review.
-
Building, validating, and documenting predictive models for defaults, prepayments, claims, and recoveries (from loan-level hazard models to portfolio simulations) to withstand review by the Office of Management and Budget, Office of Inspector General, and independent auditors.
-
Applying natural language processing and large language models to extract, classify, and summarize information from loan files, servicer correspondence, grant narratives, and comment letters, with human review of every result.
-
Creating integrated data environments, automated pipelines, and comprehensive dashboards for a current, consistent view into the portfolio and the ability to expand on our analysis.
Maintaining Human Oversight
Summit uses AI to speed up model development, code review, documentation, and testing while preserving human judgment at key intervals. Our models meet federal credit program standards, including documented assumptions, out-of-sample testing, interpretability, bias assessment, and post-deployment monitoring.
.jpg)
What Sets Summit Apart
Our data scientists work alongside economists and statisticians with decades of federal credit experience.
-
Expertise Across Disciplines
A blend of technical skills with decades of federal credit experience, including claims, guarantees, and improper payments knowledge.
-
Financial Institution Discipline
Private-lender model risk practices—validation, challenge, monitoring—applied to federal statutory, budgetary, and accountability requirements.
-
AI That Accelerates Delivery
Speeding up model development, code review, documentation, and testing with human-centered AI.
-
Analysis Staff Can Build On
Easy-to-use data environments and dashboards for program teams to expand on and explore new questions as they arise.
Talk to
Our Team
Connect with our team to explore how Summit’s federal finance expertise, advanced analytics, and purpose-built technology can help you design, modernize, and strengthen your loan or grant program.
Get Our Newsletter
Sign up for the latest insights on innovation, expertise, and thought leadership shaping federal loan and grant programs.