Mortgage Finance

Summit's Mortgage Finance team empowers clients to make informed decisions about risks to their mortgage loan portfolios. Our experts provide mortgage financial analysis for a variety of clients, including Federal agencies and guarantors with hundreds of billions of dollars deployed in direct loan and guaranteed portfolios. 


Summit's Mortgage Finance team provides decision makers with the quantitative tools they need to facilitate risk management and help guide business, policy, and legal decisions. 

  • Quantitative Risk Assessment
  • Mortgage Financial Analysis
  • Loss Forecast Modeling
  • Stochastic Simulation and Stress Testing
  • Budgeting for Federal Credit Programs
  • Oversight and Scorecards





The Mortgage Finance team consists of professionals with advanced degrees in economics and mathematics with specializations in econometrics, applied math, and actuarial sciences. Our staff have strong programming skills in several programming languages including certified advanced SAS programmers. Together, our team has over 30 years of collective experience working directly in the mortgage finance industry, along with experience working in litigation consulting and banking.


Selected white Papers

Why Do People Need Housing Counseling? - coauthored by Summit (Dr. Edward Seiler, Dr. George Cave) and SP Group

Considerations in Designing Oversight Tools and Mortgage Servicing - coauthored by Dr. Edward Seiler and Lu Tao

Optimizing the Disposition of Distressed Single-Family Mortgages - coauthored by Dr. Edward Seiler and Andrew Netter


Contact Mortgage Finance Experts